Do you need a micro loan to quickly solve an issue? In this article you will learn how you can get Ferratum Loan and take care of those cases.
Continuing, you should understand better what Ferratum loan is all about. They are purely online lenders which can lend you at least N1000 and N10, 000 maximum. As such they do not require any sort of paper work. So the basic requirements are the online application form which you will easily fill.
Nonetheless, you must be up to 18 years old to apply. You must also upload your three months banks statement.
How to apply
To apply for the Ferratum loan,
- Enter the Ferratum website at www.ferratum.ng
- Sign up with your name and your email address.
- After you have successfully opened an account, click on the Apply loan button
- Fill the online application form diligently with valid information and submit.
Your loan will take few minutes to be approved if you met the requirements rightly.
The interest rate of Ferratum loan is 4% per month. It remains the same for all amount and the period of your repayment.
Other Popular Banks That Gives Loans In Nigeria:
- Lapo Microfinance Bank Loan
- Cash Drive Loan
- Renmoney Loan
- Kwikcash Loan
- Quickcheck Loan
- Uba Loan
- Kiakia Loan App
- Bank Of Agriculture Nigeria Loan
- Rosabon Finance Quick Loan
- Jaiz Bank Loan
You have a 14 days (two weeks) to pay back your Ferratum loan. You can use either methods described below to repay:
DIRECT DEBIT : Ferratum will debit the loan amount from the debit card linked to your bank account on the due day of payment.
QUICKTELLER: You can quickly and conveniently make repayments through the Quickteller platform via www.quickteller.com/ils. Choose Ferratum in the repayment option.
USSD CODE: You can also simply dial *322# and follow the onscreen prompt to repay your Ferratum loan. You can also dial *322*1*04309401*Amount to be paid back# to repay
Pay VIA SMS: To pay via, send ‘QT HELP’ to 32122. Follow the instructions that follows duly to repay your loan.
ATM: visit any TAM machine and insert your debit card. Click on Paybills and select QUICKTELLER from the ATM menu. Use the code: 04309401, to make your payment.
Pros & Cons
The customer service centre of Ferratum Nigeria can be reached on Phone via 070073536233
You can also contact them through the mail at firstname.lastname@example.org
Branches & Head Office
The Ferratum Money does not have any recognised office. You can contact them through the number above, or write them via email.