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Loan

Fint Loan

In this article, you will learn everything you need to know about Fint Loan.

Fint is an online community of both borrowers and lenders. When you apply as a borrower you will be matched to lenders who are ready to give you a loan up to 1 million naira to help your business.

Fint Loan

Requirements

What do you require to get the Fint loan?

Unlike the commercial banks you do not need to place a collateral nor a guarantor to acquire the flint loan.

  • You need to have a Salary or business account
  • Valid ID card
  • You must be up to 21 years of age.
  • You must be residing in Lagos State
  • Of course you must have access to internet

How to apply

To apply for the Fint loan, simply log unto the Fint official website.

  • Click on the ‘Borrower’ option.
  • Create a free online account with them.
  • Input the data of which your account detail is included.

With the data you give them, Fint will perform a physical verification to make sure you are eligible to receive loan. They will also calculate the risk involved to see if you can be trusted fir the offer.

Note: To obtain a loan from Fint, you will pay N3000 fee which is to be used to verify the validity of your application

Interest Rate

The interest rate of loan from Fint is between 2% – 4%.

The interest date is however fixed and do not change with time unlike the services of the commercial banks.


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Repayment

When you take a loan from Fint, you have a period of 3, 6 or 12 months to repay what you borrowed.

Included in the monthly payment you will be making is the interest. On the official site also is an interest rate calculator which can help you through with how you will go about the repayment on monthly basis.

On the due date of repayment, your account will be debited for the amount for that month.

Failure to pay on a due date, you will not only be forced to pay it by the agency but you will also not be able to request for loan again.

Pros & Cons

ProsCons
  1. Fint offers you a flexible time of repayment as you can choose to repay in either 3, 6 or 12 months.
  2. You can borrow up to N1. 2 million
  3. You do not need a collateral nor a guarantor
  • You must pay on the due date else you may be arrested.
  • You will pay a commitment fee which is 8% of the amount you borrowed after you have paid all you borrowed.
  • The service is only open to those in Lagos.

Mobile App

There is no mobile app for Fint loan.

Customer Care

09066249898 or 09082925456

Official Websitewww.fint.ng
Contact Number09066249898 or 09082925456 (Call and/or WhatsApp).

Branches & Head Office

Lagos State, Nigeria.


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