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Gtbank Quick Credit Loan

The growth of any business does not just lie on how tactful the management is; enough money is needed to keep the business running well. In this post, you will learn about Gtbank Quick Credit Loan and absorb great information about how you can lay your hands on up to N5 million loan and take your business to a great height.

Gtbank Quick Credit Loan

Requirements

One first thing you would want to know is if you are eligible for this loan and what you are required to provide if it turns out you are eligible.

Interesting enough, this loan open to both salary and non-salary earners. So if you’re self employed, you have the opportunity to get the loan. You must however beat the following criteria:

  • Definitely you must be banking with GTBank
  • You must maintain a minimum monthly lodgement of N20,000 or earn a minimum net monthly salary of N10,000.
  • You must also not have any history of dud cheques.
  • Your credit reports must be satisfactory.
  • To stand a chance, you must not have any unpaid obligations eg tax.

So if you are able to surmount the above requirements then you can get the GTBank Quick Credit loan.

How to apply

The least amount you can borrow from GTBank Quick Credit loan is N10, 000 and the maximum amount is N5 million.

The application process is simple. You can apply through either of the following methods:

Dial the USSD code: *737*51*51# to apply.

You can apply for Quick Credit through the GTBank online and mobile banking platforms, which include:

  1. Internet Banking
  2. GTWorld
  3. GTBank Mobile App
  4. Habari App.

Interest Rate

The interest rate for the GTBank quick credit loan is 1.75% per month.


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Repayment

The loan repayment including the attracted interest is spread across the period of 6 to 12 months, at the end of which you are expected to have paid both the principal and the interest.

At the end of every month  the bank therefore deducts an amount due as monthly installment for the repayment. If you are on a salary pay roll, your pay roll service provider will do the same for the bank.

Pros & Cons

ProsCons
  • There’s flexible repayment options.
  • The loan has maximum tenor of 12 months.
  • The loan is available to only GTBank bankers who has maintained a good credit history.
  • It’s a disadvantage to be bin debt.

Mobile App

Yes, you can apply the Quick Credit loan through the GTBank Mobile banking App.

You can download it from Google Playstore and other App stores.

Customer Care

Call any of these numbers to get help from GTBank with regards to getting the Quick Credit loan:

+2348039003900, +2348029002900, +234700482666328, +23414480000

You can chat with GTBank customer service if you have any issues. Just open the GTBank website and locate the Chat tool below the website page.

Official Websitewww.gtbank.com
Contact Number+2348039003900, +2348029002900, +234700482666328, +23414480000

Branches & Head Office

GTBank Head office: Plot 635, Akin Adesola, Victoria Island, Lagos.

Tel: +234 1 2715227

You can locate the nearest GTBank branch or ATM closest to you Here.


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