With Jaiz Bank Loan you can move your business forward, acquire some properties, buy your dream car and settle you personal issues. In this post, you will learn all you should know about the Jaiz Bank loan: how you can apply, the requirements for application, the repayment methods and their contact information. Let’s go on.
As it is already certain what you can do with the Jaiz Bank loans. What you should drench yourself with next are the requirements for applying for these loans and who is eligible.
Well, the Jaiz Bank offers different categories of loans. Each has who is eligible and the documents required of you as an applicant.
Jaiz Auto Finance: This loan is offered to those who wants to buy a new car. The bank buys the car, before which you are required to pay 20% of the total cost of the car. This credit is only offered to those working with private and public services or any reputable organization.
Jaiz Household Appliance Finance: Maybe you want to equip your house or get relevant household appliance for your day to day activities, the Jaiz Bank’s household appliance loan is for you.
Jaiz General Consumer Finance: This loan from Jaiz Bank is only open for salaried customers. With this loan you can acquire building materials, real estate and consumable goods.
Jaiz Home Finance: This loan helps customers of Jaiz Bank to own their own house. The bank partners with the customer to buy a house and the customer will lease a part of the house to the bank while he gradually pays up the remaining money. This he does until he pays off the bank.
The criteria to get any of these loans are:
- You must have an account with Jaiz Bank
- You should be working with a well structured firm, having good reputation before you can apply for the Jaiz Bank finance
- You could also have a good business with good monthly income.
- It must be shown through your credit history that you can repay the loan.
You should also have the following documents:
- A valid means of identification
- The BVN of your bank accounts
- Passport photographs
- Your employers recommendation letter
- Your employee ID
- A proof of business ownership such as rent receipt.
- A document verifying your address of residence e.g utility bill.
How to apply
To apply for any of Jaiz Banks finance (loan) simply call the number in the contact section.
There partnership with you is just a n email away. So you could also write them a mail if you want to apply for the loan. You can also visit any of the Jaiz Bank closest to you to apply.
Jaiz Bank runs the Islamic Banking system which directly implies that their credits are not offered on interest basis. Hey partner with customers businesses and share the profits.
So, the Jaiz Bank finance does not have a known interest rate.
Other Popular Banks That Gives Loans In Nigeria:
- Fairmoney Loan
- Fint Loan
- Rosabon Finance Quick Loan
- Renmoney Loan
- Fast Credit Loan
- Grofin Loan
- Quickteller Loan
- Smedan Loan
- Cash Drive Loan
- Ferratum Loan
When you take the Jaiz Bank finance for any reason as stated in the various products (lona types), a due amount is deducted from your bank account on monthly basis. This is done until you pay up all you have borrowed.
Pros & Cons
The Jaiz Bank Mobile Banking app is available on Android, Apple and Windows.
You can get help from the Jaiz Bank customer service by sending them a mail on this address: firstname.lastname@example.org
You can also get them on phone 24/7 on +234 708 063 5500 or +234 708 063 5555.
|Contact Number||+234 708 063 5500 and +234 708 063 5555|
Branches & Head Office
Head Office: 73, Ralph Shodeinde Street, Kano House, Central Business Area, Abuja.